Florida Condo Law HB 913 shook up condo and co-op associations across the state. The big changes from summer 2025 pushed hard for transparency and accountability. If you own or manage a condo, you need to know what’s different about it. The legislation addresses several key areas, including stricter rules for community association managers, new structural-safety requirements, and broader government oversight. This new law applies specifically to condominium and cooperative associations in Florida.
Understanding the Scope of Florida House Bill 913
This bill doesn’t cover homeowners’ associations like earlier condo laws did. It sets up detailed rules that touch nearly every part of community life. Unit owners, board members, and property management companies all feel the impact. The law creates stronger protections for residents while holding managers to higher professional standards.
Community Association Manager License Requirements
These professionals now face real penalties if they don’t meet licensing standards. House Bill 913, Florida 2025, says that when the Department of Business and Professional Regulation revokes a CAM license, that person can’t work with any management firm for ten years. The ban includes ownership interests, employment, partnerships, officer positions, director roles, and trustee positions. They can’t be an officer, director, or trustee either.
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Online Licensure Account Mandate
All licensed community association managers have to set up and keep an online account with the Department. This makes tracking and transparency easier. Managers need to provide specific details like employment status, contact information, continuing education credits, and the services they offer. Updates are required within set timeframes—usually once a year or when something changes. Management firms also need to list all the community association managers working for them.
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Conflict of Interest Disclosures
The Florida House Bill 913 summary reveals updated conflict-of-interest disclosure requirements. CAMs and their firms must now follow revised transparency standards. The law exempts specific conflicts disclosed in management contracts from previous requirements. However, managers cannot knowingly follow directives that violate state or federal laws. These accountability measures have strengthened legal protections for condo owners.
Structural Integrity and Milestone Inspections
The legislation clarifies that milestone inspections apply to buildings with three or more “habitable” stories. This distinction leaves out certain structures, like parking garages, from inspection requirements. Buildings that meet this threshold need to go through complete structural assessments. When phase two inspection reports find substantial structural deterioration, mandatory repair timelines kick in.
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Inspection Professional Requirements
Florida house bill 913 2025 mandates new disclosure obligations for inspection professionals. Architects or engineers bidding on milestone inspections must disclose any intent to bid on related services. This transparency prevents conflicts of interest and ensures impartial assessments. Local enforcement agencies must report inspection data to the state by October 1, 2025.
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Structural Integrity Reserve Studies
Reserve study requirements got updated for buildings with three or more habitable stories. The deadline to finish them is now December 31, 2025. These studies need to show the funding sources being used—things like loans or special assessments. A lot of condo water damage problems come from putting off maintenance that good reserve planning would have prevented.
Florida House Bill 913 Governance and Transparency
The new law expands the Division of Condominiums, Timeshares, and Mobile Homes’ jurisdiction. Associations must create online accounts with the Division by October 1, 2025. Annual updates are required thereafter, except for contact information, which needs updating within 30 days. This centralized system makes it easier for owners to access important association information.
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Meeting and Record Requirements
Board meetings held by video conference must include a hyperlink and call-in number in notices. All video conference meetings need to be recorded, and those recordings have to be kept as official association records. HOA misconduct gets a lot harder to hide with these stronger transparency requirements.
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Expanded Official Records
House Bill 913 in Florida clarifies which documents constitute official association records. These include bank statements, ledgers, video recordings of meetings, and affidavits required by Chapter 718 of the Florida Statutes. Associations must maintain these records and make them available to unit owners upon request. Failure to maintain proper records can result in penalties and enforcement actions.
Emergency Powers and Evacuation Authority
Associations now have broader emergency powers for property evacuations. Boards can order emergency evacuations in response to any evacuation order, not just mandatory ones. Florida House Bill 913 2025 gives boards more room to protect residents during emergencies. The emergency powers kick in when the association documents don’t specifically prohibit them.
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Liability Protection During Emergencies
When unit owners or occupants refuse to evacuate after a board-issued evacuation order, the association is immune from liability. This protection applies to injuries or property damage arising from the failure to evacuate. Pet restrictions and other rules cannot prevent boards from ordering evacuations during emergencies.
Implications for Condo Owners and Boards
House Bill 913 in Florida changed things for condo communities statewide. Owners can access information easier with better record-keeping. Boards got clearer rules about their powers and duties. The catch? Staying compliant means watching new requirements and deadlines closely. If an HOA crosses the line, owners have better legal standing to fight back.
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Financial Planning Considerations
Reserve study and funding requirements mean boards need to plan ahead financially. They have to build up adequate reserves while keeping assessment increases reasonable for owners. Good planning prevents emergency assessments and keeps buildings safe and maintained.
Protect Your Rights Under Florida Condo Law HB 913
Getting a handle on this law is key to protecting yourself as a condo or co-op owner. The new rules demand better transparency, safety, and professional standards. Navigating these regulations alone can be tough without the right help. At the Law Offices of Herb M. Milgrim, P.A., we represent individual condo owners against associations and management companies. Our team knows how to use these protections to fight for your interests. Dealing with HOA disputes or compliance questions? We’re here to help. Call us at 954-966-3909 or visit our contact page for a free case evaluation.